Kapital

Fintech · Mexico City, MX · getkapital.com

AI-driven banking platform for SMBs across Latin America.

Founders

Rene Saul (Mexico · ♂) — Having run an offline SME lending business and learned how to lend and collect from small companies, he founded Kapital to build a tech-driven neobank for LatAm SMBs.
Fernando Sandoval (Mexico · ♂) — A finance specialist who helped build credit-rating agency HR Ratings into a market leader, he co-founded Kapital as CFO to bring financial tooling to SMEs.
Eder Echeverria (Mexico · ♂) — A partner in the founders' offline lending operation, he co-founded Kapital as managing director to digitize SME banking.

Shares the most investors with (number = shared investors):

Date	Round	Amount
Sep 2025	Series C Kapital raised up to $100M in Series C funding led by Tribe Capital and co-led by Pelion Ventures, doubling its valuation to $1.3B.	$100M
Dec 2023	Series B Mexican fintech Kapital raised a 40M dollar Series B led by Tribe Capital to serve LatAm SMBs.	$40M
Dec 2023	Debt Alongside its Series B, Mexican fintech Kapital secured 125M dollars in debt financing.	$125M
May 2023	Series A Mexican fintech Kapital raised a $20M Series A co-led by Niya Partners and Tribe Capital to expand SMB banking in Latin America.	$20M
May 2023	Debt Alongside its Series A, Kapital secured a $45M debt facility from Accial Capital.	$45M

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Data is community-curated and may be incomplete.