topi

fintech · Berlin, DE

Hardware-as-a-service payment platform for businesses.

Founders

Charlotte Pallua (Germany · ♀) — While leading a team at Apple exploring the feasibility of hardware subscriptions, Pallua saw the opportunity and co-founded topi in Berlin in 2021 to build Hardware-as-a-Service rails for B2B merchants.
Estelle Merle (France · ♀) — Merle met Pallua at Harvard Business School and, after stints at Goldman Sachs, Tesla and mobility startup Via, co-founded topi in 2021 to embed subscription-based hardware financing into B2B purchase flows.

Shares the most investors with (number = shared investors):

Date	Round	Amount
Aug 2025	Funding round BlackRock-owned PEAC Solutions acquired Berlin fintech topi (hardware-as-a-service payments).	—
Jul 2024	Funding round Berlin FinTech topi received around 50M EUR in debt financing from Macquarie Bank.	$52.5M
Aug 2022	Funding round Topi, a Berlin-based B2B hardware-as-a-service/subscription startup, raised $45M in equity and debt, launching with German retailer Gravis.	$45M
Dec 2021	Pre Seed Berlin B2B payments startup Topi raised a USD 4.5M pre-seed co-led by Index Ventures and Creandum, with angels including HelloFresh and N26 founders.	$4.5M
Nov 2021	Acquired by BRQ Digital Solutions BRQ Digital Solutions acquired TOPi, a Brazilian Salesforce platinum consulting partner; deal value undisclosed.	—

Tap an investor to see what else they have backed.

Data is community-curated and may be incomplete.