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Younited

Fintech · Paris, FR · younited-credit.com

Digital consumer credit platform operating in France and Italy.

Founders

Charles Egly (France · ♂) — A finance professional who, convinced banks would not innovate or digitalize lending, co-founded Younited (originally Pret d'Union) in 2009 to transform the credit sector, serving as CEO.
Geoffroy Guigou (France · ♂) — Had the vision in 2009 that banks would fail to digitalize, and partnered with Egly to build a digital consumer-credit platform, becoming COO.
Thomas Beylot (France · ♂) — A co-founder of Younited in 2009, joining Egly and Guigou to disrupt the European credit market.

Shares the most investors with (number = shared investors):

Date	Round	Amount
Oct 2025	Debt Younited secured a €400 million warehouse financing line from Citi, backed by French and Italian consumer loans.	$464M
Dec 2022	Growth Paris-based instant credit fintech Younited raised EUR60M from shareholders Eurazeo, Credit Mutuel Arkea, Bpifrance and Goldman Sachs, reaching a EUR1.1B unicorn valuation.	$60M

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